Your Coverage May Not Be Sufficient

Your Coverage May Not Be Sufficient

What Happened?

Effective June 1, 2016, the Ontario government introduced changes to the automobile insurance system to help make premiums more affordable.

What Changed?

Many of the changes affect the Statutory Accident Benefits you receive if you are injured in an automobile accident, regardless of who is at fault. Some of these benefits have been reduced and some  options have been eliminated or changed.

What Are My Options?

If you have NOT increased your Accident Benefit coverage, your policy will contain Standard coverage. In the checklist link below is a description of each of the Statutory Accident Benefits. With each of the benefits is the option to increase your level of coverage or to Purchase the coverage. 

What Do I Do?

Please download and fill out the attachment below.  Review these coverages very carefully. If you wish to increase from the Standard Limitations or purchase a specific coverage, fully complete the checklist and return it to your Account Manager  with your signature and date.